Credit Officer

Near East Foundation (NEF) Jordan

Job Announcement

Title:  Credit Officer (MSMEs & Agriculture)

Reports to: Access to Finance Director

Location:  Amman, Jordan

Type:  Full-time, Project

The Near East Foundation (NEF) is seeking candidates for a Credit Officer to be based in its Jordan office in Amman. For over 100 years, the Near East Foundation (NEF) has worked to build more sustainable, prosperous, and inclusive communities in the Middle East, Caucasus, and Africa through education, governance, and economic development initiatives. Working through a network of country offices and local partners, NEF has operations in ten countries: Armenia, Jordan, Lebanon, Iraq, Mali, Morocco, Palestine, Sudan, South Sudan, and Syria. Its programs are organized around three themes: Inclusive Economic Development, Climate-resilient Development, and Stabilization and Peacebuilding.

POSITION DESCRIPTION

NEF has launched revolving credit fund to empower local entrepreneurs in north Syria by facilitating MSMEs & agricultural businesses access-to-finance. The Credit Officer will work under the supervision of the Access to Finance Director to evaluate applicants’ creditworthiness, provide credit recommendations, and provide needed operational support.

Main duties include:

• Conduct credit assessment to evaluate applicants’ creditworthiness.
• Maintain accurate and complete documentation of credit reports, loan applications, and other relevant information and supporting documents.
• Coordinate and following up with the day-to-day lending operations.
• Support the continuous development of the loan processing mechanism.
• Provide the needed support in other aspects of the project implementation as needed.
• Operate in compliance with laws and regulations and adhere to lending compliance guidelines and donors’ requirements.

Qualifications:

• BS degree in accounting or a related field.
• 1-3 years of relevant experience in the MFI or banking sector.
• Excellent understanding of MSMEs loan products, and credit analysis.
• Experience in agri. lending is highly preferable.
• Excellent Microsoft office skills.
• Excellent numerical skills.
• Excellent written, verbal, and interpersonal communication skills in English and Arabic.
• Must be eligible to work and reside in Jordan without company sponsorship.

Position Criteria

• Builds and maintains effective relationships with colleagues, and external partners, in both in-person and remote contexts.
• Flexible, solution-oriented, and committed to programmatic excellence.
• Experience working in fragile and conflict-affected contexts is preferred.
• Stay abreast of new types of business loans and latest lending practices, as well as the digitization of financial services.

TO APPLY:

NEF will accept rolling applications until the position is filled. Review of applications will begin on June 10,2024. Interested candidates are encouraged to apply as soon as possible.

Please apply by submitting the following documents:

1. Cover letter outlining all relevant experience, availability and salary expectations;
2. Curriculum Vitae;
3. List of three references (including one from current, or most recent, employer).

Applicants are strongly encouraged to familiarize themselves with the Near East Foundation by

visiting the NEF website at www.neareast.org

The Near East Foundation promotes Equal Opportunities for all applicants seeking employment and NEF employees.

Any employment with the Near East Foundation will be subject to the following checks prior to start date:

• A satisfactory Restricted Party Screening.
• Receipt of satisfactory references.
• Workplace Verification Check.

NEF's strength is its people. Our team is our fuel to achieving the innovation, quality programming, community focus, mutual trust, sustainability, and learning needed to realize our mission. To help our team thrive, we support a working structure that prioritizes flexibility, personal commitments, and staff well-being while promoting a work culture of teamwork, collaboration, respect, integrity, and excellence.

As an international organization, we value a truly diverse workforce and prioritize a culture of inclusivity and belonging. We strive to create a high-achieving work environment informed by different cultures, perspectives, and experiences. With a commitment to diversity, equality, equity, and inclusion in all we do, our aim is to ensure that people feel heard, protected, and empowered to contribute to NEF's mission from day one.

Keywords

Credit OfficerMSMEsAgricultureCreditworthinessLoanFinancial ServicesLending OperationsComplianceBanking SectorFinancial AnalysisAgri. Lending